Car Insurance from Outsurance

Our car insurance covers any SA registered motorcar, motorcycle, LDV, caravan or trailer.  OUTsurance offers the following cover:

Comprehensive Cover which covers your vehicle for accidental damage, theft and hijack as well injury to other people or damage to their property.

Limited Cover which covers your vehicle for damage caused by fire, theft and hijack as well injury to other people or damage to their property. Accidental damage to your vehicle is not covered.

Liability to other people which covers you for liability to other people where an accident caused death or injury to them or damage to their property. 

Essential Car Insurance Cover is a no frills option for older, lower value cars where you choose the combination (from a range of options) of cover that you need.  There are various options available which cover accidental damage, theft and hijack and liability to other people.  You also select the amount of cover you need.  Click here for more detail.

Optional cover:

• Vehicle sound equipment and accessories must be specified and are covered for loss or damage.
• Car Hire provides you with a hired car if your car is stolen, hijacked or damaged in an accident and is being repaired at the panelbeater.   
• Vehicle Credit Shortfall covers the outstanding amount that you owe on your vehicle to a finance company following a claim where your vehicle is written off, stolen or hijacked and not recovered.  
• OUT-in-Africa covers your vehicle (especially your 4x4) for private use in Angola, Botswana, Kenya, Lesotho, Malawi, Mozambique, Namibia, Swaziland, Tanzania, Uganda, Zambia and Zimbabwe. It covers off-road use, repatriation to SA, emergency medical evacuation, personal accommodation and vehicle repairs. Click here for more detail.
• Business use in countries outside SA covers your vehicle for business use in Botswana, Lesotho, Malawi, Mozambique, Namibia, Swaziland and Zimbabwe.